Real-estate investments are an essential part of modern living. It helps secure a person’s future. But where to invest for maximum returns is a question that crosses everyone’s mind. Especially if you are an NRI, you should know the best investment for future-proofing. With the government implementing Benami Property Act and RERA, NRIs can now invest in real estate with utmost confidence. Investing in real estate gives high capital gains tax for NRIs on initially low capital. So, before putting your money into real estate in India, know its rules and regulations to avoid any future problems or legal hassles.

Properties to invest in

The best investment options for NRI in India is real estate investment as it offers high capital returns. However, knowing the type of properties they can invest in, is important. In India, NRIs can invest in any residential or commercial property. They can acquire multiple properties, but the taxes are calculated depending on the property usage. However, NRIs need to be alert, they cannot purchase any agricultural land in India. Having said that, if they inherit any agricultural property or it is given to them as a gift, they can keep it as an asset.

Reasons to invest in real estate at an early stage

To get financially secure

Real estate investment in India for NRI is considered secure as compared to the stock market. While you’re considering the stock market, you might come across a win-win situation and might lose the next moment. However, when it comes to real estate, the security is long-term, considering you have a great asset. NRIs mostly invest in real estate to increase their retirement income so that they don’t have to worry about the future and remain financially independent.

To earn regular cash flow

If you purchase a property (residential or commercial) and lease it out to people, you may receive regular cash flow. This will eventually boost the profits because you don’t have to depend on the value of the real estate but also on the monthly rental revenue. Find reliable renters to maintain the property and if not, consider keeping someone as your Power of Attorney (POA).

Get tax benefits

Real estate investment returns in India are similar for the NRIs and citizens of the county. Though it is an investment, when you buy a property and rent it out, it’s business. Hence, NRIs become eligible to get various tax benefits.

They can write off the following expenses when they run the real estate business:

• The mortgage interest is paid on the loan.
• Maintenance costs
• The loan’s origination points
• Depreciation (over a period of 27.5 years)
• HOA fees, homeowner’s insurance and property taxes.

Investing in real estate has several tax advantages. But, you must consult your tax advisor before deducting your expenditures to avoid associated problems.

To profit from your investment

NRIs can put down a portion of their house cost by investing in real estate. Let’s assume you got a property for Rs. 1,00,000 and put down 10,000; assuming you have decent credit and a steady salary, you should be able to get a loan to finance the remainder. This means you must invest only 10% of the asset’s worth to be its owner. As you pay down the mortgage over the years, you can keep more of the investment. This will thereby help you increase your tax returns by paying down the loan and increasing the appreciation of the property.

Takeaway

NRIs can benefit from real estate investment in India, but they must know the basics of investing in properties beforehand. One of the most appealing choices for NRIs wishing to invest in real estate in India is Rohan City, a unique initiative by Rohan Corporation. We are considered among the best builders in Mangalore and India, with over 2000 happy customers. We curate fascinating luxury properties for mostly residential purposes, which can also be leased out for commercial usage. Our properties are appreciated by customers, which will automatically help them earn profit from the investment. So, if you are thinking of investing smartly, choose properties offered by Rohan Corporation.

For many years, investing in real estate has always been considered a stable investment, along with many other assets. Moreover, Non Resident Indians (NRIs) have played a major role in the boom of the real estate market across India. While the NRIs think about purchasing a home in India for a high standard of living, they may also think about the purchase because they might be planning to settle in India in the near future. So, with this in mind, let’s go through why NRIs consider purchasing one of the luxury flats in Mangalore even when they have several investment options.

Why do NRIs consider investing in the real estate market in Mangalore?

There are many reasons why the real estate market is taken into consideration when NRIs consider buying a property in India.

Current Value of the Indian Currency

As NRIs are looking forward to investing in the Indian real estate market, the depreciation in the value of ‘Rupee’ has garnered attention for investment. After an 8.6 percent drop in 2018, people have still observed the depreciation, with a 1.5 percent drop in 2021. Presently, the drop in the value of the Rupee has occurred due to an increase in US interest rates and concerns regarding a global recession. With this scenario in mind, the real estate market is favorable to NRIs because they can now purchase a home at a lower price.

Offers better and potential returns

Whenever NRIs think about investing in the Indian real estate market, they always consider it as a lucrative prospect. The investment not only enables them to diversify their portfolio but also enhances their financial returns. Moreover, the NRIs have also shown interest in purchasing homes spread across a certain area, especially in Tier 2 cities like Mangalore. While the pandemic has changed the dynamics of Indian families, many individuals have now opted to reside with their parents.

High Resale Value

Amidst the present economic and political conditions across the globe, NRIs are now sure that real estate is one of the most stable assets when compared to assets such as gold and shares. In comparison to the debt securities that aren’t performing well, the overall price of gold has significantly increased. On the other hand, as the world still copes with the global recession, the stock market has also faced many unpredictable trends. However, real estate still continues to be one of the best investment options for NRIs in India. This is because NRIs are confident that the sector will give them positive returns for a long period of time.

Favorable market for investors

The support offered by the RBI and SEBI for Foreign Direct Investments is yet another reason why NRIs are thinking about investing in Indian real estate. As per the clauses of the Foreign Exchange Regulation Act (FERA), NRIs can either buy commercial or residential property without seeking any permission from the RBI. Even if the NRI wants to rent the property, the returns will be credited to the NRO account without any hassles. Besides, the NRIs are quite happy with the fact that they can buy as many properties as they want.

Numerous Tax Benefits

Whenever a non-resident Indian has to pay tax on the rental yield, the Income Tax (IT) Act offers several provisions. If the NRI has taken a home loan, then he can claim a 30% deduction, deduct the taxes related to the property, and later use the interest deduction. However, if the NRI is drawing income from the investment in certain assets for which the TDS has been deducted, then there’s no need to file the Income Tax (IT) returns. Besides, there’s also an exemption if the capital gains for the NRI, from the sale of the property, are invested again in some bonds. 

What are the various tax implications for NRIs investing in Indian real estate?

There are several tax implications when an NRI is about to acquire any property. But, before we move ahead with the details, it’s necessary to understand whether the seller is a non-resident or a resident. This type of information can be gathered as per the clauses of the Income Tax Act of India. In case an NRI purchases an immovable property, 1% TDS will be deducted if the sale value considered in those instances is more than Rs 50 lakh. However, if the NRI makes a purchase through a non-resident, and long term capital gain is applicable, then 20% TDS will be deducted. 

While purchasing a property, the NRI should note that short-term gain will only be applicable if the property is sold within a time span of two years. On the contrary, the NRI must also note that long-term gain is applicable only when the concerned individual decides to sell the property after two years. 

Regarding the capital gains tax for NRIs selling properties in India, a tax of 20% is levied on long-term capital gains. But, a tax on short-term capital gains is imposed according to the tax slabs based on the actual income of the NRI. Once the NRI decides to sell the property, the buyer can deduct TDS equivalent to 20%. In such a scenario, NRIs can ask for exemptions on long term capital gains as per the clauses of Section 54, Section 54F, and Section 54EC. Moreover, while the NRI can reap the benefits of the exemptions when he is filing IT returns. He can further claim the TDS that has been deducted on the capital gains.   

Finally, if you’re an NRI, then you must consider purchasing a house in Rohan City. While this project epitomizes luxurious living, it has spacious apartments with world-class amenities. Even after a hectic day, you can simply relax around the lawn or rejuvenate in the swimming pool. Additionally, the commercial spaces of Rohan City have shopping complexes, educational institutes, healthcare facilities, and more. At City Club, you can also expect the lifestyle of your dreams along with modern amenities. Apart from being a testament to contemporary architecture, Rohan Corporation has also earned recognition for thoughtful craftsmanship. Above all, NRIs can certainly expect optimal returns while enjoying a luxurious lifestyle in Rohan City.

Investing in immovable properties has long been a favored option for Non-Resident Indians seeking to optimize their profits in India. As the curiosity surrounding the Indian real estate sector continues to surge, it is crucial to pinpoint a suitable investment prospect that is coherent with your objectives. That is where Rohan Corporation comes in. They are unveiling a remarkable project called Rohan City in Mangalore, catering specifically to the investment needs of NRIs. In this blog, we will explore the advantages of real estate investment in India, highlight the appeal of properties in Mangalore as a prime investment destination, and delve into the luxurious offerings of Rohan City.

Real Estate Investment in India for NRIs 

Investing in real estate in India provides numerous advantages and the potential for attractive returns. The Indian real estate industry has grown significantly in recent years as a result of a favorable investment climate, regulatory reforms, and sustained economic expansion. This makes it an opportune time for NRIs to explore the Indian real estate sector. Mangalore, with its rapid development and strategic location, stands out as an ideal investment destination, offering promising prospects for long-term growth and profitability.

Rohan City: Unveiling Luxury Flats in Mangalore.

Rohan City, the latest project by Rohan Corporation, offers luxury apartments in Mangalore. These flats are designed with elegance and sophistication, ensuring a luxurious living experience. The project boasts premium amenities and state-of-the-art infrastructure, providing a high standard of living and Security that appeals to NRIs seeking the perfect blend of comfort and opulence. Furthermore, Rohan City’s location and connectivity enhance its investment potential, making it an attractive choice for real estate investment in India for NRI.

NRI Buying Property in India: A Lucrative Investment Option.

Purchasing property in India is a lucrative investment option for NRIs, but it is critical to understand the legal and financial implications. Rohan Corporation acknowledges the concerns of NRI buyers and ensures a seamless and transparent property acquisition process. They provide comprehensive assistance regarding documentation, taxation, and the repatriation of funds, ensuring that NRIs can invest in Rohan City with confidence.

City Club: Elevating the Lifestyle Experience.

Rohan City takes luxury living a step further with its exclusive offering, the City Club. The establishment boasts an array of top-notch offerings, comprising of a central meeting place, aquatic center, fitness center, athletic fields, and areas for relaxation. The City Club aims to enhance the lifestyle experience of residents, providing them with a holistic environment for relaxation, recreation, and socializing. NRIs can indulge in a world-class living experience within the confines of Rohan City.

Prioritizing a Healthier Lifestyle and Hobbies.

In today’s fast-paced world, maintaining a healthier lifestyle and pursuing hobbies has become more important than ever, especially for NRIs leading busy lives. Rohan City understands this need and offers amenities and green spaces that encourage a healthier lifestyle and provide opportunities for pursuing hobbies. Whether it’s jogging tracks, yoga studios, or landscaped gardens, Rohan City promotes a balanced and fulfilling life for its residents.

Health as a Luxury: Investing in Your Well-being.

Health is now considered a luxury, and Rohan City embraces this concept wholeheartedly. The project integrates wellness principles into its design, amenities, and recreational spaces. By investing in a project like Rohan City, NRIs not only secure a valuable asset but also prioritize their well-being and overall quality of life. Investing in this venture yields profitable dividends not only in monetary gains but also in attaining inner gratification.

Conclusion.

Rohan Corporation’s project, Rohan City, offers the best investment in India for NRI. By capitalizing on the advantages of real estate investment in India, NRIs can achieve attractive returns while enjoying a luxurious lifestyle. Rohan City’s focus on transparency, credibility, and the integration of health and well-being makes it an ideal choice for NRIs looking to invest in India. Explore the luxury flats and amenities offered by Rohan City, and embark on your real estate investment journey in India with confidence and excitement. Remember that it’s not just about money; it’s also about living a balanced and satisfying life. At Rohan Corporation we offer the best
NRI investment option in India.

In today’s era, purchasing a new house has always been a major milestone for families. While they check for a friendly neighborhood, they also ensure that the amenities are in close proximity. Before signing on any document, the families will also spend moments to feel the vibes. But, when families wish to lead a carefree lifestyle, settling in a gated community is on their wishlist. Apart from offering a sense of exclusiveness, such communities truly bring in an exuberance of living in a residential area. So, here’s a round-up of the reasons for purchasing a gated villa.

What is a gated community?

When you come across a gated community, you will observe luxe amenities within an enclosed space. As the families stay together, they have similar social status. Such areas have a tight security system and the guards maintain a record of individuals who leave or enter the community. To enhance the security, there are many cameras installed at different locations. The presence of guards and automatic biometric entry act as deterrents, keeping your family and valuables in a safe environment from the eyes of trespassers or thieves.

What are the advantages of living within a gated community?

Besides a tranquil atmosphere, there are many advantages of living within a gated community.  

Feeling of Exclusivity neighborhood

While your family starts mixing with other people in the gated community, you are sure to find individuals at par with their status. With numerous amenities in the premises, the feeling of togetherness will never fade away. Moreover, an exclusive neighborhood will also help to maintain utmost decorum. 

Community events

Regardless of what it might be; a festival or a day to celebrate something special, living in such communities can let you enjoy the day to your heart’s content. While everyone gathers for a celebration, you will yearn for some more time to mingle with individuals.

High property values, Higher returns 

As your family thinks about being a part of a gated community, housing options galore, but with a high value. Besides single residences and condominiums, these include luxurious villas. Once you roam around the residences, you will observe the panache and the assiduousness with which they are built, without a compromise on the usual standards. Even when the purchase value of the property is high, the resale value increases significantly as time passes by. 

Strategic Convenient Location

Whenever a contractor decides to build gated villas, he ensures that they are built in the heart of the city. Such types of residences must be in close proximity to restaurants, schools, hospitals and the shopping arcade. Hence, convenience is another benefit of living in a gated villa. 

Landscape and maintenance

Once you settle in the gated community, you can revel in open spaces with greenery across a landscape. A stroll in the surrounding region will always rejuvenate you for your daily drive. For the aesthetic appeal, a group shoulders the responsibility of maintaining the landscape. This is why you will always be closer to nature season after season. Check out the properties at Rohan Estate, Pakshikere today if you plan to purchase and dwell in a Hollywood-style villa.

Luxurious Amenities  for Rejuvenation  

Developers know the importance of creating a community not just to go home to, but a retreat where one can enjoy luxurious amenities that build an urban lifestyle. These days, there is hardly any gated community without a kids’ zone or swimming pool. A clubhouse also has a community hall to conduct celebrations and gazebos for relaxation.

Privacy

Whenever your family members are spending time with their ‘near and dear’ ones, they can enjoy privacy. As everyone gets busy with their daily activities, they can shed away those worries regarding any interference. Moreover, the region is very much safe to stay owing to round-the-clock vigilance. Even when an occasion at a house is in full swing, trespassers will not dare to sneak into the house. Consider visiting plots in Mangalore if you’re seeking a house in South India along with modern amenities. 

Sense of community

Soon after you try to be a part of the gated community, you will be happy to find your neighbors to be kind. Even when you haven’t checked off the things on the ‘To Do’ list, you can simply spare a few moments and spend some time together. While a bond develops gradually, you will never hesitate to lend a helping hand or offer support when the need arises. Eventually, a sense of camaraderie will never let loneliness creep in your household. 

Finally, there are always certain things to keep in mind while considering one of the gated community plots in Mangalore. Before you sign any documents, you must thoroughly check the area and ensure that it’s safe in every way. You must also approach a reputed builder who has years of experience in building such properties. With time, Rohan Corporation is soon going to launch three projects, and they will be building a new layout across 13.3 acres of land in Mukka. Moreover, our team will also be executing the work related to the 1.65 and 1.73 Rohan Enclave and Rohan Avenue respectively upcoming projects in Surathkal, Mangalore. Sprawled across 7.74 acres of land, Rohan Corporation will also offer an incredible experience with Rohan Estate, Kulshekar, Baithurli near Nanthoor Junction. While you will be flabbergasted to observe a blend of traditional and urban lifestyles, you will never regret owning a new house with various amenities.

In the current era, everyone has observed a significant expansion in the real estate market across India. As time passed by, NRIs have always been investing in luxury homes located in bustling cities. Apart from being a safe and long term investment, real estate investment in India can further offer a steady growth. Investing in real estate can not only help to diversify but also help to grow financial assets. Even when the NRI doesn’t have any plan to settle in India after retirement, such an investment can serve as a contingency whenever unpredicted circumstances arise. Mr. Rohan Monteiro, who has been the founder of Rohan Corporation, then perceived this vision of luxury living for the NRIs and worked towards building the Rohan City residential and commercial properties in Bejai, Mangalore project. To commemorate an accomplishment, Rohan Corporation India Pvt. Ltd. was honored with the ‘Emerging Project of The Year Award’ in March 2023.

Why have people observed an increase in demand for luxury homes among the NRIs?

As NRIs explore many investment options to secure their life, they have always perceived the purchase of a luxury home as a great investment option. After considering an investment in the Indian real estate industry, the investment offers a higher rate of appreciation along with a stable rental income in the long run.

If you go through the trends prevalent in Mangalore, then the rental yield has risen significantly in the past 5 years. While the rental yield has gone up to 34.1% in main regions of Mangalore, people saw a hike in the rental yield of 8.5% in a southern region of city. This means that the NRIs and many individuals across India should consider real estate investment in India as one of the best investment options. 

What are the main benefits of property investment in India for the NRIs?

Just like it’s with any citizen of India, the NRIs can claim tax benefits stated under Section 80 C of the Income Tax Act, 1961.

If the NRI states that he will be using the property for his own purpose after the purchase, then he will not have to bear the taxes. 

Once the NRI purchases a residence at the price of Rs. 50 lakhs, then he is allowed to withhold the tax at 1% of the purchase valuation. However, if the owner of the property is an NRI, then the Non Residential Indian investor can withhold tax as much as 20% of the long-term capital gain. But, he can withhold tax equivalent to 30% of the short term capital gain.

The Double Taxation Avoidance Agreement also makes the scenario favorable for NRI investments in India. With such a kind of agreement in place, the NRI can claim tax credit in a totally different country where he is presently staying. At those instances, he may either be maintaining a standard of living with the incurred taxes or the capital gains concerned with the property in India.

According to the survey, in the last two years, dollar rates have increased by 15% to 17%. Due to a better dollar exchange rate. Best time for USA clients to book a property in Mangalore.

Finally, NRIs have always considered Indian real estate in India as a lucrative investment option when they get in touch with real estate companies in India. Besides, the time has always been appropriate for the NRIs to invest in regions across Mangalore. If the property is situated in a good location, and growing infrastructure has also led to an increase in property prices, making Bejai a location that offers good returns on investment. Rohan Corporation identified the increase in demand for residential and commercial properties in Bejai, Mangalore that’s when the rents are bound to increase every year. But, if it’s quite tough to get through the investment process and seek the right set of assets, then they should approach someone who can simplify everything. Apart from everything else, NRIs have never hesitated to invest in luxury apartments and commercial properties in Mangalore. The properties under Rohan Corporation projects are known for utmost comfort and quality living. We have already offered several NRI families and businesses their place of choice, in our ongoing projects like  Rohan City and Rohan Square (residential and commercial space), City Square (magnificent complex), Zorion Apartments (residential complex), Rohan Estate (residential estate), and High Crest (residential building). We would love to have you as our next precious customer. So, if you are dreaming of having a commercial or residential property in Mangalore at convenience and affordable pricing, then feel free to get in touch with us, Rohan Corporation.

Mangalore, also known as Mangaluru, is a city located in the southern state of Karnataka in India. Known for its scenic beauty, historical importance, and cultural diversity, Mangalore is a hub for investment opportunities in real estate. Among the various localities, Bejai is the heart of Mangalore and stands out as an excellent destination for investing in your dream home with its proximity to schools, hospitals, shopping malls, temples and other amenities. Bejai is a bustling locality that offers a plethora of amenities and facilities, making it lucrative for residential and commercial real estate investments. Here are a few reasons why you should consider purchasing apartments in Bejai.

Defined by Service and Expertise

The success of a real estate investment hinges on excellent service, hospitality and a signature of trust, which ensures a seamless property purchase experience from banking loan facilities to the final handover. Rohan Corporation has been a seasoned player in the construction business for the past three decades and has made a name for itself in planning and land development by delivering superior service. It is one of the top builders and developers in Mangalore and has earned a reputation in the industry for its commitment to providing exceptional customer service and delivering quality projects within the stipulated timeframe,making it a trusted choice for real estate investments with higher rates of returns on investment. 

Extraordinary Reach. Extraordinary Results.

Bejai is strategically located, with easy access to major highways, roads, airports, railway stations, and bus stands, making it an ideal location for those who require easy connectivity. It has grown tremendously in the last few years, with new infrastructure projects being launched regularly. This has resulted in a surge in demand for real estate in the area. The growing infrastructure has also led to an increase in property prices, making Bejai a location that offers good returns on investment. Rohan Corporation identified the increase in demand for residential and commercial properties in Bejai, Mangalore and has launched Rohan City – an amalgamation of residential and commercial spaces based on the modern concept of mixed-use architecture in one. People from Mangalore and other metro cities like Bombay, Bangalore, and even overseas, like Dubai, have put their trust in Rohan Corporation and their services. This is a testament to their commitment to delivering quality projects that meet customers’ expectations from diverse backgrounds.

Bringing it all together

With the traditional joint family system declining in India, loneliness can engulf many individuals residing in urban areas. Rohan Corporation understands the significance of socialization and has designed Rohan City to meet this need. The City Club features 24+ ultra-modern amenities and provisions for all generations. From indoor games to the outdoor play area to the student activity room, library, gym, swimming pool, 3D theatre and more, City Club offers something for everyone. It is designed to encourage community living among residents. This City Club is operational 24/7 and helps people interact with each other, exchange cultures and celebrate festivals together, thereby making Rohan City a perfect place for property investment in Bejai, Mangalore.
So wait no more! Invest wisely not only in a home but also in a lifestyle that fosters a sense of community and belonging. Come invest in Rohan City – the ongoing project in Bejai, Mangalore by Rohan Corporation.